Real-Time Insurance License Verification

You Thought TrustLayer Was Just for Vendor Tracking? Meet Your New Internal Compliance Power Tool
Let’s start with a moment of silence for the spreadsheet.
That heroic yet overburdened beast that every insurance agency has used at some point to track who’s licensed, who’s expiring, and who’s going to get you fined if you don’t catch it in time.
Okay, now close the tab. Because if you’re still using a spreadsheet to monitor producer licenses, there’s a better way. And its name is TrustLayer’s NIPR Integration.
Imagine this: your best producer lands a new client in New York. She’s licensed in Maine. You don’t catch it in time. You eat a $46,000 fine for unauthorized sales across state lines. Sound dramatic? It isn’t. It happens—a lot. And TrustLayer just made it avoidable.
The Problem: Manual License Tracking Is a Time Bomb
Producer license compliance isn’t optional. It’s not even a nice-to-have. It’s a foundational legal requirement that becomes more complicated as your team grows larger and more geographically diverse. Most brokerages are still stuck cobbling together a Frankenstack of spreadsheets, email reminders, shared drives, and hopeful interns.
But your E&O policy doesn’t care about effort. It cares about outcomes. And when one expired license slips through the cracks, you’re the one who pays—in money, reputation, or regulatory intervention. Probably all three.
The Shift: License Verification in Real Time, Not Real Regret
TrustLayer’s NIPR Integration plugs you directly into the National Insurance Producer Registry (NIPR) database. It’s not just a lookup tool—it’s a living, breathing, auto-updating license checker that lets you:
- Instantly verify insurance producer licenses across EB, P&C, and nationwide
- Automate license checks directly in the TrustLayer platform
- Monitor expiration dates and receive alerts before things go sideways
- Track up to 50 producers at no cost (seriously, it's free to try)
- Take bulk action on non-compliant producers
This isn’t just better software. It’s structural peace of mind.
Two Flavors of Compliance
1. Internal Producer Tracking
Want to make sure your employees are properly licensed and up to date on CE requirements? Now you can do it automatically, with real-time updates and expiration notifications.
2. Downstream Producer Validation
Working with other agents or smaller firms that don’t have direct carrier access? Use TrustLayer to validate their licensing and E&O coverage before letting them place business under your name.
Technical Highlights
- NPN and state license number support
- Statuses: Active, Inactive, Invalid, Pending
- Real-time sync + daily batch refreshes
- SOC 2 compliant, secure, and audit-ready
- Bulk tools for mass updates
What Customers Are Saying
"Our partnership with TrustLayer brings next-generation risk management technology to our teams to help protect our internal risk." — Garrett Droege, IMA Financial”
Frequently Asked Questions
Q: What is NIPR, and how does TrustLayer use it?
A: NIPR (National Insurance Producer Registry) tracks insurance licenses across states. TrustLayer connects directly to NIPR to verify producer licenses in real time—no spreadsheets, no guesswork.
Q: How does license verification work?
A: Producers enter either an NPN or a state license number. TrustLayer checks the license status and syncs it to your compliance profile—automatically and securely.
Q: Is this real-time?
A: Yes. Most licenses are verified instantly. New numbers may take up to 24 hours to be processed, but you’ll always be notified of the status.
Q: Can I track internal and external producers?
A: Absolutely. Use it to manage your team’s licenses and to validate downstream partners before letting them place business.
Track Insurance Producer Licenses in Real Time — Built for Small and Mid-Market Brokerages
Stay compliant and eliminate manual tracking. TrustLayer's NIPR integration gives agencies real-time license verification across states, streamlined compliance monitoring, and bulk tools to keep producers up to date.
✔ Built for insurance brokerages, MGAs, and wholesalers
✔ Automate license checks, CE tracking, and internal HR docs
✔ Monitor producer compliance and reduce regulatory risk